Can I get life insurance if I have a bleeding disorder?

You can get life insurance, but it might cost you more. This is because an insurance provider may view you as a higher risk for making a claim.

When looking for life insurance, it’s vital to do your research. Not all insurance providers take the same view of pre-existing medical conditions, so it’s worth shopping around. Every case is different and your application will be evaluated depending on your condition.

There are relatively few insurance companies specialising in insuring people with pre-existing medical conditions. Comparing health insurance premiums from various providers is the best way to ensure you’re receiving the correct coverage for your specific needs.

There’s no minimum age for life insurance, but you’ll need to be 18 to take out a financial contract such as an insurance policy.

If you have a pre-existing medical condition, you might find it helpful to go to a financial adviser. They can guide you through the process, answer questions or concerns, and have access to a database of insurers who cover people with complex medical histories. This can help you find the best cover and the lowest price.

The Insurance Surgery is one of the UKs biggest life insurance specialists for anyone living with a pre-existing medical condition.