Can I get health insurance if I have a bleeding disorder?
Health insurance is also called medical insurance, private medical insurance or private health insurance. They’re all the same thing.
It is difficult to get health insurance as many insurance companies view having a bleeding disorder as a high risk pre-existing medical condition. This is because you will need ongoing and regular treatment to help you manage it rather than short term treatment to cure it.
Most insurers count any condition you have had symptoms or treatment for in the past five years as pre-existing, even if it was diagnosed more than five years ago. You have to provide your insurer with extensive details of your medical history. You will need to declare that you have a bleeding disorder for which you are taking medicine and have seen a hospital specialist.